Sustainable Finance in the Digital Age: The Function of Embedded Finance in Eco- Friendly Investments

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Rismawati Rismawati, Monika Handayani, Ela Elliyana, Indra Pahala

2025 Reshaping Financial Systems and Fostering Sustainability Through Embedded Finance Book chapter Cited by 0 Quartile

Abstract

Sustainable embedded finance is transforming the financial sector by incorporating green investing strategies into digital platforms. This study examines how embedded finance, fintech innovations, and decentralized financial models enhance access to sustainability- linked financial products. Essential elements encompass the function of AI- driven ESG analytics, blockchain- enabled transparency, and digital payment systems in promoting financial access for environmentally sustainable initiatives. The study analyzes policy frameworks and regulatory obstacles, highlighting the necessity of integrating financial plans with the UN Sustainable Development Goals (SDGs). As embedded finance progresses, it presents novel options for scalable, transparent, and technology- driven sustainable investments. The results underscore the essential interaction among finance, technology, and sustainability, offering guidance for investors, politicians, and enterprises in steering the future of sustainable finance. © 2026, IGI Global Scientific Publishing.

Affiliations

Universitas Muhammadiyah Palopo, Indonesia; Politeknik Negeri Banjarmasin, Indonesia; Universitas Indonesia Timur, Indonesia; Universitas Negeri Jakarta, Indonesia

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